Gender Justice in Retirement Account Incentives

• In Event: Environmental and Gender Politics in Taiwan

Abstract

This study primarily adopts the theoretical perspective of the life-cycle model of savings and employs a combination of quantitative and qualitative interviews along with historical and comparative institutional analysis to understand the differences in the contribution rates and willingness systems of individual retirement account schemes in three countries (the United States, Japan, and Taiwan). It aims to comprehend the gender differences in voluntary contribution willingness and rates in individual retirement accounts among these nations, by examining the patterns of contribution willingness and proportions in Taiwan's individual retirement accounts, Japan's iDeCo, and the USA's Roth IRA. The study explores how governments in these countries enhance the economic security of the elderly through policy designs encouraging self-contributions to personal retirement accounts, and analyzes different national models of implementing individual retirement account policies.

Author

• Fang-Yi Huang, Soochow University